Disability and Term Life / AD&D

You insure your car and your house, not only because it’s required, but also because it’s the smart thing to do. Protecting your property is a good idea, so why wouldn’t you seek the best way to insure the very asset that took years to create and makes all other assets possible? That asset is you and your ability to earn income.

It’s too easy for an injury or illness to impact or stop your ability to continue your profession. You need to be fully present to do your work, both mentally and physically. Think about how cancer, chronic physical or mental illness, severe injuries, or other debilitating conditions could affect your ability to do your job and provide top-notch service to your clients. Equally important to consider is how your clients’ perception of you may change under those circumstances and how quickly they might take their business elsewhere.

Is Disability Insurance Right for You?

We know the Disability Insurance market, and we’ve seen nearly every Disability insurance option available, so our approach is always to educate first. We can help you learn more about your risk, coverage available, and and next steps. Let’s talk about what you can do to protect yourself and your business.


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The Financial Services Institute and outside vendors have worked to provide an independent source of benefits, retirement, insurance, and HR services for the benefit of its independent members. Benefits, HR, retirement and insurance decisions, and sourcing are the responsibility of the business owners. A business owner’s decision as the employer whether or not to participate in the benefits and services provided is solely the his/her decision. Neither the Financial Services Institute, its subsidiaries, nor any outside vendors are fiduciaries with respect to such decision.